Car Insurance from

Insuring your car should be easy – and it shouldn’t cost the earth.

We combine great value insurance with high quality customer care. The result? Over 210,000 customers count on us to protect them and their car.

If you want to join them, get a quick online quote below, or give us a call. We’ll take care of the rest.

New! Introducing Car Check. Our New Car History Report Starting From €8 provides a range of reports for Irish and UK vehicles. Simply enter the registration to get a free check and then select the report you want to buy. Try it now and see how easy it is!

24 Hour Breakdown Assistance

If your car breaks down anywhere, anytime, on the island of Ireland, don’t worry! You can call us for help on 01 241 8572. We’re available 24hrs 365 days a year. This is available on both our Comprehensive and Third Party Fire & Theft policies.

Windscreen Cover

We’ll cover the repair or replacement of a broken windscreen. Call our approved supplier Autoglass on 1850 887 992 and they’ll take care of everything. This is only available on our Comprehensive policy.

Our Policies
Why Choose Us
Extra Cover Options
Our Policies


Our Comprehensive policy will cover damage to both your car and any others after an accident, and any third party injuries.

It’ll also cover your personal belongings and driving of other cars. And if that's not enough, we’ll arrange a replacement car during repairs and 24-hour breakdown assistance.

Third Party, Fire & Theft

Our Third Party Fire & Theft policy will protect you against damage caused to another vehicle and injury to third parties. You’re covered for damage or the loss of your car due to fire and theft and It also includes driving of other cars and breakdown assistance.

However, third party fire and theft doesn’t cover damage to your car.

Why Choose Us

Happy Customers

We put our customers first, which is why 94% of our customer find us easy to deal with.

Based on a survey of 1,614 Car and Home customers, conducted in July 2014.

Award-winning service

Monday to Saturday, and late every weekday, our team in Dublin are here to help. So the answer to a query, or adding an extra driver to your policy, is just a phone call away.

Cover you can count on

All our policies are underwritten by RSA Insurance, an insurance group with over 300 years of insurance experience. So you know you’re in good hands.

Extra Cover Options

Car Legal Assist

With Legal Assist your legal costs could be covered up to €130,000 for insured incidents. It also includes helplines such as Legal Advice & a Counselling Service.

Full No-Claims Discount Protection

Your no-claims discount could knock up to 60% (subject to minimum premium) off your policy, so consider protecting it. Add Full No-Claims Discount Protection to your cover, and you can make one claim in a three year period without affecting your discount.

Key Care Cover

We know it’s a potential nightmare, so we can cover the cost of replacing all lost or stolen keys on your fob, and assist if you’re locked out of your home or car.

Join the thousands of other happy insurance customers today.
"Last year I had my first car accident after 21 years driving. I was very upset and the staff at 123 were brilliant. very understanding and reassuring. I didn't hesitate about renewing my insurance this year with 123. "
Irene, Bray
April, 2015

Stick With Us

We’re big on rewarding customer loyalty, so if you already have Home Insurance with us, we’ll give you a discount of up to 12% on your Car Insurance, subject to a minimum premium. This is not available in conjunction with any other loyalty discount and is only available over the phone.

Call us on 01 241 8561 and we’ll take care of everything.