Car Insurance - Why Choose 123.ie?

Why Choose 123.ie?

Choose 123.ie because everyone here works hard to try and bring you the lowest cost Car Insurance in Ireland with value and service that’s second-to-none. There are lots of reasons to choose us for your Car Insurance. Here’s why you should join us too:

Irish Based Customer Care

It’s not just about cheap car insurance. We’re based in Dublin and our call centre is made up of teams of experienced and knowledgeable people who are all here to help you. Our customer care staff will go the extra mile every time to make sure you get the help you need, when you need it. 

Claims Handling

When it comes to making a claim, our claims department will help you get sorted. Some of our policies provide cover for emergency overnight accommodation and some will cover the cost of a replacement car while yours is being repaired. There are some limits and restrictions, so please check the details  here

Exclusive Customer Discounts

If you have Car Insurance with 123.ie, we’ll give you a discount of up to 10% on your Home Insurance, subject to minimum premium. Or, if you have Home Insurance with us, you’ll get a discount of up to 12% on your Car Insurance, subject to minimum premium. This is not available in conjunction with any other loyalty discount and is only available over the phone so please call us on  01 524 6000

More extras

It’s those little touches that make 123.ie Car Insurance such great value. With 123.ie Comprehensive Extra AND with our Third Party, Fire & Theft Extra cover, for example, you get 24/7 breakdown assistance, cover for driving other people’s cars on a third party basis if you are over 25 years with a full licence and there’s also stepback no claims discount protection. Our Comprehensive Extra policy also gives you windscreen cover, cover for personal accidents and medical expenses. You can also opt to get even better cover for your no claims discount with our full no claims bonus protection which is available on our Extra cover only. There are some limits and restrictions, so please check the details here

More products

123.ie has become famous for bringing cheap Car Insurance to Ireland but there are more strings to our bow than that. In addition to great Home Insurance we also offer Pet Insurance and Travel Insurance which means we can be right behind you in more ways than one.