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Brexit and my Car Insurance Policy with 123.ie

Brexit has been anything but simple. But luckily at 123.ie we believe that simple is smarter, which is why we have included some straight-forward information below regarding the potential requirement for a Green Card if you plan on driving in Northern Ireland & UK.

Put simply, if the UK leave the European Union on 29th March 2019 without a Withdrawal Agreement in place, customers will need a Green Card in order to drive in the UK & Northern Ireland.

If you are a current 123.ie customer and live in any of the border Counties, don’t worry, we are already sending you a Green Card which you should receive by the 3rd week in March.

If you don’t live in a border County, but travel to the Northern Ireland frequently, that’s no problem, we will provide you with Green Card upon request, free of charge. Simply email us at info@123.ie or call 01 5181434 and we will get a Green Card out to you as soon as possible.

Please find below more details about specific queries you may have on this issue.

 

Q. Am I still insured to drive in the UK, including Northern Ireland, in the event of a no-deal Brexit?

Yes, we still provide the same level of cover you have when you are driving in the Republic of Ireland. However, a no-deal Brexit will mean you that will need to carry a Green Card with you if you drive your car anywhere in the UK including Northern Ireland from 29th March 2019.

We will be happy to provide this on request, free of charge, if it becomes a requirement. Simply email info@123.ie to let us know you need a UK Green Card and we’ll issue this within 2 business days. We recommend you contact us at least 10 days ahead of your travel date to ensure you receive this by post in time. The Green Card will be valid from the date of issue up to your next renewal date so keep it safe for future trips.

There is currently no requirement for you to have a Green Card when driving in the UK including Northern Ireland. A Green Card will only be required in the event of a no-deal Brexit post March 29th.

 

Q. I travel to Northern Ireland regularly, how will this affect me?

We have plans in place to issue Green Cards to customers located in the border counties so there is no need to contact us to request this. If you require a Green Card and you have not received one by the 3rd week in March, simply let us know by emailing info@123.ie and we’ll arrange another to be issued.

If you are travelling across the border regularly and don’t live in Donegal, Sligo, Cavan, Monaghan, Louth or Leitrim, we can issue you a Green Card on request and free of charge. Simply email info@123.ie to let us know you need a UK Green Card and we’ll issue this within 2 business days. The Green Card will be valid from the date of issue up to your next renewal date so keep it safe for future trips.

 

Q. I have a UK driving licence will this affect my insurance?

In the event of a no-deal Brexit, the National Driver Licence Service (NDLS) in Ireland, advises that if you hold a UK driving licence and live here in Ireland, you will not be able to continue to drive in Ireland on that licence. The advice to such drivers is that you should exchange your UK driving licence for an Irish driving licence before the 29 March 2019, which is set as the withdrawal date of the UK from the EU. Both policy holders and any additional drivers that hold a UK licence must exchange their licence.

However, don’t worry, once you have requested the licence to be exchanged with the NDLS, 123.ie will continue to offer cover until the new licence is received. Once a copy of the new licence is sent to us, we will amend your policy for you. To exchange your licence please contact your local NDLS centre or online https://www.ndls.ie/