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Health Insurance Fitbit Competition Terms & Conditions

How to Win

Request a callback for Health Insurance with 123.ie ('the Promoter') from July 13th 2020 until August 9th 2020 and you will be entered into a prize draw to win a Fitbit Versa 2 Smartwatch worth €199. There will be one winner. 

Terms and Conditions

  1. This prize draw ('the Promotion') is open to permanent residents of the Republic of Ireland aged 18 years or over. 
  2. To become eligible, you must request a callback about Health Insurance from 123 Money Ltd. (trading as 123.ie), following which you will be automatically entered for the prize draw. Should you wish to be excluded from the draw, you must explicitly state this in the 'comments' section of the callback form. 
  3. Entrants must expect to be contacted by a representative of Irish Life Health Insurance within 6 months. 
  4. Entrants will be entered into the draw which will take place on the next working day - August 10th 2020, following the close of competition on August 9th 2020. 
  5. The winner of the prize draw will be the first name drawn at random by an independent person from all qualifying entries. 
  6. Winners will be notified by phone within 3 days of the draw taking place. In the event that a winner cannot be contacted within a further 28 days, or cannot take the prize for whatever reason, the promoter reserves the right to withdraw prize entitlement and award the prize to a reserve redrawn by an independent person. In the event of unforeseen circumstances, the promoter reserves the right to substitute an alternative prize of equivalent or greater value. 
  7. Upon notification by phone, winners will need to correctly answer a question of sill in order to claim their prize. 
  8. The prize must be accepted as offered, and the prize cannot be exchanged in part or in full. There is no alternative to the prize stated and the prize is not transferable.
  9. The promoter's decision is final and binding. No correspondence will be entered into. Entry implies acceptance of these terms and conditions. 
  10. If the prize is accepted, 123.ie reserves the right to announce and/or publish the winner's name.
  11. This promotion and these Terms and Conditions are governed by Irish law and the courts of Ireland shall have exclusive jurisdiction over any dispute arising out of or in connection with this promotion. 
  12. The promoter is 123 Money Limited (trading as 123.ie) with its' registered office at RSA House, Dundrum Town Centre, Sandyford Road, Dundrum, Dublin 16. 
  13. The winner of the prize draw will be the first home insurance entry drawn at random each month by an independent person from all qualifying entries.
  14. Winners will be notified by phone and/or email within 3 days of the draw taking place. In the event that a winner cannot be contacted within a further 28 days, or cannot take the prize for whatsoever reason the promoter reserves the right to withdraw prize entitlement and award the prize to a reserve redrawn by an independent person. In the event of unforeseen circumstances, the promoter reserves the right to substitute an alternative prize of equivalent or greater value.
  15. Upon notification by phone/email, winners will need to correctly answer a question of skill in order to claim their prize.
  16. The prize must be accepted as offered, and the prize cannot be exchanged in part or in full. There is no alternative to the prize stated, and the prize is not transferable.
  17. The promoter's decision is final and binding. No correspondence will be entered into. Entry implies acceptance of these terms and conditions.
  18. Winners who made full payment on their Policy will receive a refund of by cheque.
  19. Winners who chose to pay by direct debit instalments will be refunded the amount paid to date, at the time of winning, and the remaining instalments will be cancelled. The refund will be paid by cheque.
  20. In the event of the Policy being cancelled, winners will not be given any refund or be charged a cancellation fee in respect of that Policy.
  21. The prize will be issued to the first named person on the Home insurance Policy.
  22. If the prize is accepted, 123.ie reserves the right to announce and/or publish the winners' names.
  23. The promoter reserves the right to cancel, amend, withdraw, terminate or temporarily suspend this promotion at its sole discretion with no liability to any entrants or third parties.
  24. This promotion and these Terms and Conditions are governed by Irish law and the courts of Ireland shall have exclusive jurisdiction over any dispute arising out of or in connection with this promotion.
  25. The promoter is 123 Money Limited (trading as 123.ie) with its registered office at RSA House, Dundrum Town Centre, Sandyford Road, Dundrum, Dublin 16.