Competition Terms & Conditions

How to Win

Pay online at 123.ie for renewal of your home insurance policy ("Home Policy") before your renewal date, as outlined in your renewal offer pack, and you will be entered into a prize draw to win €1,000. There are five cash prizes of €1,000 to be won every month for the duration of the promotion.

Terms and Conditions

  1. This prize draw ("the Promotion") is open to permanent residents of the Republic of Ireland aged 18 years of age or over excluding employees (and their immediate families) of 123.ie, RSA Insurance Ireland DAC and affiliated companies.
  2. To become eligible to enter, your Home Policy renewal payment must be processed by 123.ie online before your renewal date has passed, following which you will be automatically entered for the prize draw.
  3. If you withdraw from your Home Policy within the Cooling Off Period (as defined in our Terms of Business), you will be excluded from this promotion. Please refer to our Terms of Business for details of the Cooling Off Period.
  4. The monthly prize draw will take place on the 15th working day of the following month. Entrants will be entered into the monthly draw which takes place in the month immediately following their renewal.
  5. The winners of the prize draw will be the first five entries drawn at random by an independent person from all qualifying entries.
  6. Winners will be notified by phone and/or email within 5 days of the draw taking place. In the event that a winner cannot be contacted within a further 28 days, or cannot take the prize for whatsoever reason the promoter reserves the right to withdraw prize entitlement and award the prize to a reserve redrawn by an independent person. In the event of unforeseen circumstances, the promoter reserves the right to substitute an alternative prize of equivalent or greater value.
  7. The prize must be accepted as offered, and the prize cannot be exchanged in part or in full. There is no alternative to the prize stated, and the prize is not transferable.
  8. The promoter's decision is final and binding. No correspondence will be entered into. Entry implies acceptance of these terms and conditions.
  9. The €1,000 prize will be issued by cheque to the winning Home policyholder within 10 working days of the expiry of the Cooling Off Period (as defined in our Terms of Business).
  10. The €1,000 prize will only be posted to the address noted on the winning Home policy.
  11. If the prize is accepted, 123.ie reserves the right to announce and/or publish the winners' names.
  12. The promoter reserves the right to cancel, amend, withdraw, terminate or temporarily suspend this promotion at its sole discretion with no liability to any entrants or third parties.
  13. This promotion and these Terms and Conditions are governed by Irish law and the courts of Ireland shall have exclusive jurisdiction over any dispute arising out of or in connection with this promotion.
  14. The promoter is 123 Money Limited (trading as 123.ie) with its registered office at RSA House, Dundrum Town Centre, Dublin 16.