|Public Hospital Semi-Private Room||Fully covered||Fully covered||Fully covered|
|Public Hospital Private Room||Fully covered - Multiple Occupancy Rate*||Fully covered||Fully covered|
|Private Hospital Semi-Private Room*||60% cover||Covered with a €100 excess per claim||Covered|
|Private Hospital Private Room*||60% of the semi-private room rate||Covered with an excess of €200 per night||Covered with an excess of €100 per night.|
|High-Tech Hospital*||35% of the semi-private room rate||50% of the semi-private room rate||50% of the semi-private room rate|
|Cardiac Procedures carried out in a High-Tech Hospital*||35% of the semi-private room rate||90% cover with an excess of €150 per claim||Fully covered|
|Special Procedures carried out in a High-Tech Hospital*||35% of the semi-private room rate||90% cover with an excess of €150 per claim||90% cover|
|Day Case Public Hospitals||Fully covered||Fully covered||Fully covered|
|Day Case Private Hospitals||Covered with an excess of €100 per night.||Fully covered with a €50 excess||Fully covered|
|In-Patient Consultant Fees||Fully covered||Fully covered||Fully covered|
|Kids Pricing||Newborns FREE until renewal||Kids FREE until 3||Kids FREE until 3|
|Consultant Fees (which leads to an elective procedure)||Not covered||Not covered||€100 per year (not subject to out-patient excess)|
|Companion Expenses (contribution towards a companion’s accommodation and transport expenses)||Not covered||Not covered||€25 x 2|
|Glossary of Terms|
Multiple Occupancy Rate: a semi-private room or a public ward in a public hospital
In-Patient: In-patient cover is the cover you receive for any treatment which requires you to stay overnight in hospital after being admitted.
Day Case: Day case cover is the cover you receive for any treatment which requires you to be admitted as a day patient but does not require an overnight stay. Excess: An excess or shortfall is the amount that you will need to pay directly to the hospital towards your treatment.
Cardiac procedures: Listed cardiac procedures. See full list in Health Documents
Special Procedures: Listed special procedures. See full list in Health Documents
High-Tech Hospital: These are a form of private hospitals that carry out advanced medical procedures. There are three High-Tech hospitals - Blackrock Clinic, Mater Private and Beacon Hospital.
Some personalised packages, as indicated in the above table, are included as standard on our cover options excluding the Basic Plan. If you wish to add more personalised packages to your cover, you will incur a charge. Please note our Basic plan does not include personalised packages not can you add any personalised packages to this plan.
*€2,000 excess on certain orthopaedic procedures applies
We also have 5 alternative cover options Basic, Ultra, Ultimate, Better Plan Ultra Cash and Best Plan Ultimate Cash. Find out more information on what other options are available.