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Zest Range

The Zest range is ideal for you if you are aged 35-52 and have no kids.

You have different policy types to choose from, each with different levels of cover and price points to suit your needs.

Below you can compare each policy type based on In-Patient benefits.

There are many more Out-Patient benefits as well as many other benefits that can be found here.

Each plan comes with full access to 'Nurse 24/7' which is a 24hr medical support line.

You can also tailor your cover by adding one personalised package for free.

Step 1 - Choose Plan

  Zest Zest Plus Zest Star
Consultants' fees Covered (Selected hospitals) Covered Covered
In-patient scans Covered (Selected hospitals) Covered Covered
Public Hospital - Multiple occupancy room Covered Covered Covered
Public Hospital - Private room Not Covered Covered Covered
Public Hospital - Day case Covered Covered Covered
Private Hospital - Semi-private room Covered subject to €300 excess per claim and a €2,000 co-payment on certain orthopaedic procedures (Selected hospitals) Covered subject to €100 excess per claim and a €2,000 co-payment on certain orthopaedic procedures Covered subject to a €2,000 co-payment on certain orthopaedic procedures
Private Hospital - Private room Covered at semi-private rate subject to €300 excess per claim and a €2,000 co-payment on certain orthopaedic procedures (Selected hospitals) Covered at semi-private rate subject to €100 excess and a €2,000 co-payment on certain orthopaedic procedures Covered subject to a €2,000 co-payment on certain orthopaedic procedures
Private Hospital - Day Case €75 excess (Selected hospitals) €50 excess Covered - no excess
High-tech hospital - Semi-private room Covered in Beacon Hospital subject to €300 excess per claim. 50% cover in Mater Private Covered in Beacon Hospital subject to €100 excess per claim. 50% cover in Blackrock Clinic Mater Private Covered in Beacon Hospital. 50% cover in Blackrock Clinic & Mater Private
High-tech hospital - Private room Covered at semi-private rate in Beacon Hospital subject to €300 excess per claim. 50% cover at semi-private in Mater Private Covered at semi-private rate in Beacon Hospital subject to €100 excess per claim. 50% cover at semi-private rate in Blackrock Clinic & Mater Private Covered at semi-private rate in Beacon Hospital. 50% cover at semi-private rate in Blackrock Clinic & Mater Private
High-tech hospital - Day case Covered in Beacon Hospital and Mater Private subject to €75 excess Covered - €50 excess Covered - no excess
High-tech hospital - Listed cardiac procedure 90% cover in Beacon & Mater Private subject to €300 excess per claim Covered Covered
High-tech hospital - Listed special procedure Covered in Beacon Hospital subject to €300 excess per claim. Mater Private 90% cover subject to a €300 excess per claim. €2,000 co-payment on certain orthopaedic procedures applies Covered in Beacon Hospital subject to €100 excess per claim. Blackrock Clinic & Mater Private 90% cover subject to €100 excess per claim. €2,000 co-payment for certain orthopaedic procedures applies to all high-tech hospitals Covered in Beacon Hospital. Blackrock Clinic & Mater Private 90% cover. €2,000 co-payment for certain orthopaedic procedures applies to all high-tech hospitals

 Many more benefits can be found here

Step 2 - Choose Personalised package

You can tailor your cover by choosing one personalised package to add to your plan (at no extra charge) to help you get the most out of your cover.