Over 50s Life Insurance could provide you with up to €25,000 of Life Insurance in old age to organise a nest egg for your family, or to pay any outstanding bills you might have after you die.
We understand that not everyone wants to go through the ‘ins and outs’ of their medical history to take out a protection plan - we know that some people find this awkward.
If you are aged between 50 and 80 and apply for Over 50s Life Insurance, you will not be asked for any medical details or health history and you will not be asked to go for a medical. Your application will be accepted by Irish Life no matter what your medical history.
|Over 50s Life Insurance Benefits:||Important Things To Know:|
|✔ Guaranteed Acceptance: All you need is to be aged over 50 and under 80.||✔ If you die within the first 2 years of the plan, your family will get back what you have paid in only, unless you die in an accident whereby the cover you've selected will be paid.|
|✔ No Medicals: You won't be asked to take a medical or answer any health questions.||✔ If you stop your monthly payments, you will not continue to be covered|
|✔ Guaranteed Lump Sum: You choose the amount you want to be covered for upfront and that's it. Done!||✔ If you cancel your plan at some stage (outside of your cooling off period of 30 days) your monthly payments will not be repaid.|
|✔ Quick & Easy Life Insurance: Just choose your cover, fill in your details online and your plan starts - easy.||✔ Your monthly payment and your level of cover are fixed from the start and don't change to match inflation.|
|✔ Guaranteed Monthly Payment: Your monthly payment will never increase.||✔ Your plan starts once you've applied online|
|✔ Free cover after 90: You will not have any monthly payments after you turn 90 but your cover will remain in place.||✔ Your 30 day cooling off period (whereby you can change your mind and cancel your plan) will begin once you have applied online or when you receive your policy document, whichever is later.|
|✔ Claims: The claims process is simple and efficient with most payments taking under 3 weeks.||✔ You will only have accidental death cover for the first 2 years|
|✔ NurseAssist 24/7: Free confidential service, where you can call a team of trained nurses to help you with your health questions at all times.|
These life insurance and protection products are provided by Irish life Assurance plc. Irish Life Assurance plc is regulated by the Central Bank of Ireland.