Travel - Health Conditions

This Insurance contains conditions relating to your health, the health of people travelling with you and the health of others who might not be travelling with you, but on whose health the trip may depend (this would include a relative or a business associate). In particular, we do not cover claims arising from medical problems which you or they had before the policy was purchased. If there is a change in the state of health of yourself, anyone travelling with you, a relative or business associate occurring after you have bought this insurance but before you travel, and upon whom your trip depends, you must contact immediately on 1890 242 123 or e-mail We have the right to alter the terms of cover in line with the change in risk.

We will not cover the following:

Any claim where at the time of taking out this insurance, the following apply: