Home Insurance from 123.ie

It’s probably your biggest investment – so of course you want to protect your home. Whether you want to insure the building, its contents, or both, we’ve got you covered. You can also enhance your cover by adding Home Rescue – a 24hr/365 day emergency repair service and Accidental Damage for those occasional mishaps around the house.

We pride ourselves on offering Home Insurance you can count on. That means award-winning customer care, so we’re always there when you need us, and competitive prices that reward customer loyalty. Be one of over 125,000 customers who rely on us every day for their House Insurance.

Get a quick Home Insurance online quote below, or give us a call 01 524 6000. We’ll take care of the rest.

Buildings and Contents
Ideal for owner-occupiers and landlords 
This is the option most of our customers tend to choose, it provides cover for the physical building of your home (including tiles, flooring, kitchen etc.) as well as your contents, protecting you for fire, floods, leaks and burglary. It will also cover you for things such as  clean-up expenses, freezer contents, replacement of door locks and more.
Contents only
Ideal if you are renting
Contents only cover or renters insurance is our best option if you only want to protect your contents inside the house. We’ll even cover credit card fraud and the contents of your garden shed. As well as great benefits such as alternative accommodation, freezer contents, replacement of door locks and more.
Enhance your cover
You can add additional cover to your policy for extra peace of mind.
How to Claim
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Why Choose Us
How to Claim

General Claims

If you would like to make a claim on your Home Insurance policy you can contact our Claims Team on 1890 200 123.
They are available 24 hours a day, 365 days a year. Once you contact us we will send you a claims form and the team will go through the next steps with you.

Home Rescue

If you have Home Rescue on your policy and need to avail of our 24hr, 365 day emergency repair service, you can call our Home Rescue Team on 1890 818 233 or 00353(0)91 545 970 if you are calling from outside Ireland.
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Home customers can save on Car Insurance

123.ie Home Insurance customers get up to 12% off Car Insurance, subject to a minimum premium. Call us on 01 531 9416 to avail of this great offer. This is only available over the phone and for new policies. It's not available in conjunction with any other loyalty discount.

Refer a Friend

If you recommend 123.ie to friends or family, you and your friend both get up a €25 gift card! Just get your friend to buy their home or car policy through the call centre and quote your policy number on the call. Cards will be sent after the 14 day cooling off period.

Customers get great deals and discounts from well-known brands

123.ie customers get great deals from well-known brands. Sign up and be in with the chance of winning great prizes and get great discounts on hotels, dining, travel, fashion and more from the brands you love.
Why Choose Us

Happy Customers

We put our customers first, which is why 95% of our customers would recommend us to a friend.

Based on a 123.ie survey of 163 Car and Home customers, conducted in February 2015.

Award Winning Customer Service

Monday to Saturday, and late every weekday, we’re here to help. Our highly-trained team in Dublin are known for their warm and friendly service.

Cover you can count on

All our policies are underwritten by RSA Insurance, an insurance group with over 300 years of insurance experience. So you know you’re in good hands.
Join the thousands of happy 123.ie insurance customers today
"I found it very easy to deal with 123 insurance I took out my house and car insurance this year from them. I was with my previous insurers for a number of years but got a much better deal from 123. "
P. Hillis, Wexford
September, 2015

Stick with us

Already have Car Insurance with 123? We’ll give you a discount of up to 10% on your Home Insurance, subject to a minimum premium. This is not available in conjunction with any other loyalty discount and is only available over the phone.

Call us on 01 241 8559 and we’ll take care of everything.