The Travel Insurance that takes you further.
You’re going on your holidays, of course you don’t want to think about things going wrong… So don’t! Let us do it for you. Just pick the policy you need, and make sure you have your passport and sunglasses. We’ll take care of the rest.
Find your perfect plan in the short summary below, or download the full list of inclusions in the policy document here:
Your Travel Insurance benefits at a glance:
Available for Europe or Worldwide, Single or Multi-Trip, with or without winter sports.
| Benefits | PLATINUM | GOLD | BRONZE |
|---|---|---|---|
| Cancellation & Curtailment (Up to €1,000- €6,000) | Included | Included | Included |
| Personal Luggage (Up to €1,000- €3,000) | Included | Included | Included |
| Medical (Up to €2 Million- €10 Million) | Included | Included | Included |
| Delayed Departure (Up to €200 - €400) | Included | Included | Included |
| Abandonment (Up to €1,000- €6,000) | Included | Included | Included |
| Missed departure (up to €400- €600) | Included | Included | Included |
| Travel Document Replacement & Personal Money (Cash up to €150- €300) | Included | Included | Included |
| Personal accident (Up to €5,000- €40,000) | Included | Included | Included |
| Legal Expenses (Up to €15,000- €20,000) | Included | Included | Included |
| Personal liability (Up to €1Million - €2Million) | Included | Included | Included |
| Credit Card/ Cash Card Fraud (Up to €300- €500) | Included | Included | Not Included |
| Real-Time Flight Delay (Lounge Access) | Included | Included | Not Included |
| Optional Winter Sports: Piste closure (Up to €500- €750) & Inability to Ski (Up to €300- €500) | Included | Included | Included |
| Optional Winter Sports: Equipment (Hired/ Owned) (Up to €250 – €500) | Included | Included | Included |
| Optional Winter Sports: Ski Hire (Up to €300- €500) | Included | Included | Included |
| Optional Winter Sports: Avalanche/ Landslides (Up to €500- €750) | Included | Included | Included |
Need more help?
For Non-Medical Claims
If you need to make a claim on your Travel Insurance policy, you can contact our claims team Monday to Friday, 9am to 5pm by:
Phone: 091 501 674
Email: traveldept@MAWDY.com
In the event of an emergency abroad You should contact the MAWDY 24-hour helpline number +353 91 501 674.
Give Your name, Policy Number and as much information as possible, together with a telephone number where You can be contacted day or night. 123.ie Travel insurance is provided by MAWDY.
All the documents you need in one place
If you're aged 65 or under, your Single Trip Travel Insurance cover can stretch up to 365 days. For anyone aged 66 or over, the maximum trip duration is 31 days.
If you’re unsure whether your travel plans fit within these limits, we’re here to help. You can always contact us for support or check your policy documents to confirm the trip duration that applies to your cover.
Yes, you can take out a Travel Insurance policy with 123.ie even if you have a medical condition. However, pre-existing medical conditions are not covered. This means any claims linked to your condition (like cancelling a trip due to your condition) won’t be covered.
Check out our policy documents for full cover details, or contact us to chat with our team.
Yes—if you’ve got an Annual Gold Multi-Trip Travel Insurance policy with us, you’re covered for holidays within the Republic of Ireland. Just make sure your trip includes at least one night in pre-booked accommodation away from home.
Whether you’re booking a quick escape or something longer, we’ve made it easy to know what’s covered. Don’t hesitate to contact us for additional support, or browse our current policy documents to learn more.
To make the most of your cover, it’s best to buy Travel Insurance as soon as you book your trip. That way, you’re protected if something unexpected happens before you go. If you buy a travel policy after something has already happened, you won’t be covered for that event.
You are only covered for Skiing if you purchase the Winter sports cover.
We cover all the following activities in our winter sports travel insurance:
• Cat skiing
• Cross-country skiing
• Glacier walking or trekking
• Ice skating
• Mono skiing
• Off-piste skiing
• Off-piste snowboarding
• Recreational ski or snowboard racing
• Skiing
• Snowboarding
• Snowmobiling
• Tobogganing
While taking part in off-piste skiing and snowboarding, you must make sure that the areas in which you ski or snowboard are considered to be safe by the resort management.
No, 123.ie Travel Insurance only covers cancellations for specific unforeseen events, such as illness, injury, or death affecting you, your travelling companion, or a relative.
Cancellations due to change of mind, business commitments, or pre-existing medical conditions are not covered.
For full details on covered cancellation reasons and exclusions, refer to your policy pack or see: Can I cancel my trip and get a full refund?.
Our policy includes cover for cancellation if:
(i) you, your travelling companion or any person hosting you during your trip receives a COVID diagnosis within 14 days before the start date of the trip, or if admitted to hospital with a COVID diagnosis within 28 days before the start date of the trip.
(ii) your close relative or close business associate is admitted to hospital with a COVID diagnosis at the time of the trip or the death of Your close relative or close business associate due to COVID at the time of the Trip. You won’t be covered for any COVID claim events occurring within 14 days of the date you purchased insurance, unless the insurance is purchased within 48 hours of booking the trip. This cover is subject to the policy terms, limits, conditions and exclusions.
