Protect the building. And everything that's in it.
Memories. Momentos. The music you love. Your photos. The devices that connect you and the family. These are the things that make a house a home. It’s all important. Super important. We know that. So… it makes sense to protect it. And should the worst happen, we include Home Rescue as standard for owner-occupiers so you get help for a home emergency when you need it.
Terms & Conditions
Home Rescue added as standard to Home Insurance for owner-occupiers only.
If you have an emergency in your home, we will provide a 24 hr, 365-day emergency repair service to secure your home and prevent further damage from occurring. Emergency repairs are defined as “work undertaken by an Approved Contractor to resolve the Emergency by completing a Temporary Repair". A Temporary Repair is one that will resolve an emergency but will need to be replaced by a permanent repair.
Up to 30% no claims bonus discount available for 3 years or more claims-free.
No claims bonus discount applied to base premium, excluding optional extras such as specified or unspecified items risk cover.
New business policies only
Acceptance criteria, Ts&Cs apply
Your Home Insurance at a glance.
You want options? We've got you covered.
Every home is different. Choose the extras that make sense to you and your family. You can choose to add home rescue, accidental damage to contents, specified items, and unspecified items to your cover.
Need to make a claim?
We’ll make it as easy as possible. Just fill in our initial online claims form, and if we can sort it out online, we will. Otherwise one of our agents will contact you to talk it through.
Or, if you prefer to speak to someone now, call 01 290 1999.
Home Rescue: +353 (091) 545 970
Hold on. It gets better.
How about a multi policy discount?
If you have a 123 Car Insurance policy we’ll give you a 10% discount on your Home Insurance. Save money by keeping it all under the one roof.
How about some deals from our partners?
When you're a customer with 123.ie you get exclusive treats and discounts on things like hotel breaks, dining, travel, fashion and competitions
Why not have a look at our Car and Travel Insurance
Padraic, Cork
Aug, 2021
“Highly competitive premium relative to other insurers and easy to use website platform-Process of setting up new insurance policy was quick and efficient.”


Susan, Dublin
Aug, 2021
''Speedy and effortless way to arrange car insurance''


Edward, Dublin
Aug, 2021
“It was so easy to change to my new car on line. Disc emailed to me very quickly. Thank you 123 for a very professional service”


Get In Touch
If you still have questions or you want to tell us how we can do better, you can email us,
give us a call on 01 518 1434