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Car Insurance. But better.

Get 10% off Car Insurance when you buy Online. For even more savings, check out Low Mileage Car Insurance as you get your quote.

You need Car Insurance. But you sure don't need the hassle.

We’ve made things a bit easier for you. With us, you get a simple at-a-glance overview of what you get when you choose a Comprehensive Plan or a Basic (Third Party, Fire & Theft) plan. Get the plan you want. Then allow yourself a little smug grin. Nice.

What's more, we have an exciting new feature called Low Mileage with better rates for customers that drive less than 5,000KM annually. Sounds like you? Find out more here.

Pick the cover that suits you and your life. And away you go. Better.

Comprehensive Car Insurance cover from €290* 

*€290.16 is based on a new business policy for a 58-year-old customer living in Kilcullen with 6+ years NCB, full clean Irish licence 9+ years, employed as a Shop Assistant, owns a 2011 Nissan Micra (1198cc), petrol, manual, bought in April 2018, worth €5,000, valid tax. Mileage of 5k for social, domestic and pleasure use. Policy purchased 28.05.2021. Insurance started on 26.06.2021. Price includes a 10% online discount.

And with My123, you can manage your policy online through your own personalised account. 

- Update your policy if you’ve bought a new car
- Add another temporary or permanent driver
- Get covered on a temporary vehicle if your car is in the garage

All of these changes can be made 24/7. No need to call, no wait times. It’s Insurance, your way.

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Need to make a claim?

No problem! Just fill in our initial online claims form by clicking the button below. 
Or just call 1890 200 123 and we'll chat through everything with you..

Start a claim
  • Windscreen claim: 1850 887 992
  • Breakdown assistance: 01 241 8572
  • Accidents: 1890 200 123

It gets better...


Multi-Policy Discount

If you already have a 123 Home policy, we’ll give you a 10% discount on your car policy. Save money, and keep everything under one roof.


Multi-Car Discount

If you have a car insured with us and you, your spouse or civil partner insures another one, we’ll give you 10% off the second policy.


Deals from our Partners

Sign up with 123 and gain access to exclusive member competitions, and great discounts on hotels, dining, travel, fashion and more.

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Why not have a look at our Home and Travel Insurance