Get cover that suits your needs with our Van Insurance.
Whether you are a tradesperson or someone who carries your own goods in your Light Commercial Vehicle (LCV), our coverage ensures your vehicle is safeguarded. We cover most LCVs, with a maximum carrying capacity of 3.5 tonnes and your vehicle must be registered as a Light Commercial Vehicle.
And like Car Insurance, you can choose our Comprehensive or Third Party Fire & Theft level of cover.
We’re excited to let you know that Open Driving Cover is now available for new policies! This means other eligible drivers can use your vehicle, provided they’ve held a full Irish, UK, or EU driving licence for at least 5 years.
Acceptance criteria, T&Cs apply. 123 Money Ltd trading as 123.ie is regulated by the Central Bank of Ireland. 123.ie Van Insurance is underwritten by Intact Insurance Ireland.
Your Van Insurance benefits at a glance:
| Benefits | Comprehensive | Third Party Fire and Theft |
|---|---|---|
| Accident & Emergency Cover | Included | Not Included |
| Accidental Damage | Included | Not Included |
| Driving of other LCV | Included | Included |
| Fire brigade charges up to €1000 | Included | Included |
| Fuel Decontamination up to €700 | Included | Included |
| 24/7 Car breakdown assistance | Included | Included |
| Fire & Theft | Included | Included |
| Legal Liability to Others | Included | Included |
| Personal Accident Benefits | Included | Not Included |
| Windscreen Cover | Included | Included |
| EV Charging Accessories | Included | Included |
Need more help?
No problem. Just call 01 241 8585 and we will chat through everything with you.
Windscreen claim: 01 460 6900
Breakdown Assistance: 01 832 8358
Accidents: 091 762 727
All the documents you need in one place
More than just great cover - 123.ie brings you closer to the music. Enjoy an exclusive opportunity to experience the Malahide Castle & IMMA Concert Series in VIP style and make your summer unforgettable
FAQs
The 123.ie Van policy is for Light Commercial Vehicles. These are vehicles which have a gross vehicle weight or maximum authorised mass not exceeding 3.5 tonnes which can be legally driven by a Class B driving licence holder, excluding quad bikes, agricultural vehicles, private cars, and any Tool of Trade. Your vehicle must be registered as a Light Commercial Vehicle (LCV).
Open Driving Cover allows other drivers to use your vehicle, provided they have held a full Irish, UK, or EU driving licence for at least 5 years.
Please note that this cover is not automatically included in all policies. Check your policy documents to confirm whether Open Driving Cover is part of your plan.
Yes. Both our Comprehensive and Third Party Fire and Theft policies include 24 hour Breakdown Assistance, 365 days a year, covering the island of Ireland. To avail of this service please contact 01 832 8358.
Absolutely, yes. We can arrange to match the No Claims Bonus you have earned on your private car and transfer this discount to the van if you are not using that No Claims Bonus on any other motor policy.
Driving of other vans means you are covered to drive someone else’s van on a third party basis, provided the van is not owned by you and you have the owner's permission to use the van. This is for the policyholder only who has a full driving licence (other terms & conditions apply; see policy booklet).
