Home Insurance Benefits

 Owner OccupierLandlordRenterHoliday Home
High Value items - Are covered for up to 50% of the contents sum insured.    
Fire Brigade charges up to €1,500 - We will pay the cost of charges for fire brigade attendance up to €1500    
Public liability - Includes cover of liability to others up to a maximum of €3,175,000    
Replacement of door locks up to €500 - We will pay the cost of replacing external door locks for your home due to a break-in.    
Freezer contents up to €500 - If your domestic freezer breaks down    
Fraudulent use of credit cards - We will pay up to €500 as a result of claims resulting from a loss of credit, debit, charge, cheque or cash card.    
Accidental damage to buildings - We will pay for accidental damage to your property    
Clean-up expenses - Expenses incurred to clean up any escape of oil from a domestic appliance up to €2,000    
Title Deeds Replacement - Covers the cost of replacing title deeds to your home up to €650    
Contents in the open - Covers the loss or damage to items within the boundaries of your property up to €650    
Visitors and guests property - Covered up to €500    
Christmas Gifts Cover - Automatically increases your contents cover by 10% over the seasonal period    
Wedding Gifts Cover - Automatically increases your contents sum insured by 10% one month before and after your wedding day    
Alternative accommodation/Loss of Rent

  

Owner Occupier: If your house becomes uninhabitable, we will cover the cost up to 15% of the buildings sum insured.

Landlord: If your house becomes uninhabitable, we will cover loss of rent up to 15% of the buildings sum insured.

Renters: If your house becomes uninhabitable, we will cover the cost up to 15% of the contents sum insured.

    

Limits and exclusions apply, for full cover details please refer to the policy booklet.