|Owner Occupier||Landlord||Renter||Holiday Home|
|Home Rescue - offers year-round access to a 24 hour temporary emergency repair service to secure your home and prevent further damage|
|High Risk Items – Totals and Single Item Limits
Main Private Dwelling: 50% of the Contents Sum Insured in total with a single item limit of 10% of the Contents Sum Insured.
Residential Investment/Tenanted Properties or Holiday Homes: 20% of the Contents Sum Insured in total with a single item limit of 10% of the Contents Sum Insured.
|Fire Brigade charges up to €2,000 - We will pay the cost of charges for fire brigade attendance up to €1500|
|Public liability - Includes cover of liability to others up to a maximum of €3,000,000|
|Replacement of door locks up to €500 - We will pay the cost of replacing external door locks for your home due to a break-in.|
|Freezer contents up to €2,000 - If your domestic freezer breaks down.*|
|Fraudulent use of credit cards - We will pay up to €1000 as a result of claims resulting from a loss of credit, debit, charge, cheque or cash card.*|
|Accidental damage to buildings - We will pay for accidental damage to your property (this does not apply to contents only policies)|
|Clean-up expenses - Expenses incurred to clean up any escape of oil from a domestic appliance up to €2,000.|
|Title Deeds Replacement - Covers the cost of replacing title deeds to your home up to €700.*|
|Contents in the open - Covers the loss or damage to items within the boundaries of your property up to €700.*|
|Visitors and guests property - Covered up to €700.*|
|Christmas Gifts Cover - Automatically increases your contents cover by 10% over the seasonal period.*|
|Wedding Gifts Cover - Automatically increases your contents sum insured by 10% one month before and after your wedding day.*|
|Alternative accommodation/Loss of Rent - Owner Occupier: If your house becomes uninhabitable, we will cover the cost up to 15% of the buildings sum insured. Landlord: If your house becomes uninhabitable, we will cover loss of rent up to 15% of the buildings sum insured. Renters: If your house becomes uninhabitable, we will cover the cost up to 15% of the contents sum insured.|
* These benefits do not apply to buildings only cover. Limits and exclusions apply, for full cover details please refer to the policy booklet.