| Owner Occupier | Landlord | Renter | Holiday Home | |
| Home Rescue - offers year-round access to a 24 hour temporary emergency repair service to secure your home and prevent further damage | ||||
| High Risk Items – Totals and Single Item Limits Main Private Dwelling: 50% of the Contents Sum Insured in total with a single item limit of 10% of the Contents Sum Insured. Residential Investment/Tenanted Properties or Holiday Homes: 20% of the Contents Sum Insured in total with a single item limit of 10% of the Contents Sum Insured. |
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| Fire Brigade charges up to €2,000 - We will pay the cost of charges for fire brigade attendance up to €1500 | ||||
| Public liability - Includes cover of liability to others up to a maximum of €3,000,000 | ||||
| Replacement of door locks up to €500 - We will pay the cost of replacing external door locks for your home due to a break-in. | ||||
| Freezer contents up to €2,000 - If your domestic freezer breaks down.* | ||||
| Fraudulent use of credit cards - We will pay up to €1000 as a result of claims resulting from a loss of credit, debit, charge, cheque or cash card.* | ||||
| Accidental damage to buildings - We will pay for accidental damage to your property (this does not apply to contents only policies) | ||||
| Clean-up expenses - Expenses incurred to clean up any escape of oil from a domestic appliance up to €2,000. | ||||
| Title Deeds Replacement - Covers the cost of replacing title deeds to your home up to €700.* | ||||
| Contents in the open - Covers the loss or damage to items within the boundaries of your property up to €700.* | ||||
| Visitors and guests property - Covered up to €700.* | ||||
| Christmas Gifts Cover - Automatically increases your contents cover by 10% over the seasonal period.* | ||||
| Wedding Gifts Cover - Automatically increases your contents sum insured by 10% one month before and after your wedding day.* | ||||
| Alternative accommodation/Loss of Rent - Owner Occupier: If your house becomes uninhabitable, we will cover the cost up to 15% of the buildings sum insured. Landlord: If your house becomes uninhabitable, we will cover loss of rent up to 15% of the buildings sum insured. Renters: If your house becomes uninhabitable, we will cover the cost up to 15% of the contents sum insured. |
* These benefits do not apply to buildings only cover. Limits and exclusions apply, for full cover details please refer to the policy booklet.