Skip to main content
Emmet Kavanagh

Sales & Growth Lead with 15+ years insurance experience

Updated: | 2 minute read

Policy Benefits: Key Care - Comprehensive Cover and Support

What is Key Care?

There is nothing worse than losing your car keys - that's a fact. It's inconvenient, time-consuming and often very costly. With Key Care, we aim to take that stress and worry away. Key Care is a policy benefit that comes as standard on all comprehensive Car Insurance policies. It covers your keys for up to €1,500. This means your keys are covered in the event of theft or loss with no implications on your No Claims Bonus. 

Does Key Care Affect My No Claims Bonus?

Making a claim with Key Care does not affect your No Claims Bonus. You can make unlimited claims for key replacements without worrying about any impact on your insurance discounts.
 

How the Key Care Policy Benefits You

When you purchase your comprehensive Car Insurance policy, we will send you a 123.ie fob to attach to your keys. We recommend you keep this fob attached at all times to ensure Key Care cover is in place. Once your fob is connected - you're covered!

What Benefits Are Included in your Key Care Coverage?

There are lots of great benefits included with your key fob insurance (Key Care), such as:
 

●    Coverage for the cost of replacing all keys attached to the fob.
●    Access to helpline assistance and locksmith services available 24/7, 365 days a year.
●    Unlimited claims up to €1,500, without impacting your no claims bonus.
●    €10 reward for anyone who finds and returns your keys.
●    Comprehensive coverage for locksmith charges, new locks, replacement keys, and reprogramming.
●    Full coverage across the EU and UK.
 

What Should I Do if My key is lost or stolen?

In the unfortunate event of your key being lost or stolen, you can contact us immediately. You can reach our emergency helpline at+35315181412 for prompt assistance. For additional contact options, please contact 123.ie.

How Can I Look After My Keys?

There are lots of ways you can look after your keys, but most importantly:

  • Attach your Key Care fob to help manage and recover your keys.
  • Replace the battery every two years in all electronic keys to ensure they function properly.
  • Use a Faraday pouch for keyless car fobs to prevent signal interference and reduce the risk of theft.
  • Organise your keys using multiple rings to keep them secure and easily accessible.
  • Always store your keys out of sight of windows and doors when at home to minimise security risks.
  • Never leave your keys in your vehicle unattended to avoid potential theft.
  • Regularly check your insurance policy details to understand your cover options in case of lost or stolen keys.
  • Use the 24/7 emergency helpline provided by your key insurance for immediate assistance.
     

Explore more blogs

Driving

Keeping your car in top condition is about more than getting from A to B. It’s about making every drive safer, smoother, and more affordable. A little regular attention helps your...

Driving

Ireland's winters are famously unpredictable. One minute it’s a crisp, clear day, and the next you’re facing a sudden downpour or a blanket of frost. Irish weather can throw...

Driving

Selling your car? Trading it in? Or maybe just renewing your insurance? Before you do anything, you need to know one thing: its current value. Trying to land on the right figure...

parked car
Driving

Have you ever filled out a Motor Insurance application and paused at the question about where you park your car overnight? You're not alone. Many drivers wonder why insurers care...