Policy suspension, or putting your car policy on hold, allows you to reduce your policy cover for a period of time while your car is not in use, for example if you leave the country on a long stay holiday. The cover provided is reduced to “Laid Up, Fire & Theft” for the duration of the suspension period.
Laid Up Fire & Theft cover provides cover to the insured car in the event of loss or damage as a result of Fire, Theft or Attempted theft only. The car must be ‘laid up’ meaning not kept on any road where the Road Traffic Act applies, for example in a private garage.
Click here to see how to suspend your policy.