My Policy Documents

How do I prove my no claims bonus?

For Car Insurance Customers

You will need to send us proof of your no claims bonus or named driving experience for your insurance certificate and disc to be posted to you.  

Your previous insurer would have sent details of your no claims bonus to you with your renewal offer. If you do not have this you will need to contact your previous insurer and request another copy of it.

Your no claims bonus shows the number of years you have claims free driving on a policy in your own name. Your no claims bonus cannot be used on any other policy and must have been earned in the last two years on a private car policy in Ireland or the UK.

Your named driving experience is the number of years you have claims free driving as a named driver on someone else's policy. Named driving experience must be consecutive (i.e. no gaps in cover) and earned in Ireland or the UK. It must not be used on any other policy and must be dated in the last 3 months. In addition, named driving experience must be claims free.

Remember if you are sending us proof of your named driving experience you will need to request this from each insurer you were with, as this is not automatically issued.

This can be sent to us by;

  • Email : as a scanned document to motor@123.ie
  • Fax: 01 524 6090
  • Post: 123.ie, Mountain View, Central Park, Leopardstown, Dublin 18, D18 E6F4

 If we don’t receive these documents we may issue a cancellation notice on your policy.

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