For Car Insurance Customers

The cover that you have chosen for your Car Insurance will be outlined in your insurance schedule that was sent to you when your policy was set up or renewed.

Below are the 4 levels of cover that 123.ie provide and a list of benefits available under each level of cover.

 Third Party, Fire & TheftComprehensive
SectionsLiteExtraLiteExtra
Legal Liability To Others ? ? ? ?
Driving of Other Cars (subject to criteria)  ?  ?
Accidental Damage   ? ?
Fire & Theft ? ? ? ?
Windscreen Cover    ?
Using Your Car Abroad ? ? ? ?
Personal Accident Benefits    ?
Personal Belongings    ?
Accident & Emergency Cover    ?
Emergency Overnight Accommodation    ?
Breakdown Assist  ?  ?
No Claims Discount - Step Back  ?  ?
Keycare Cover    ?
Optional Extras - Available for an Extra Cost    
No Claims Discount - Protected  ?  ?

*Please note that 123.ie no longer offer the Third Party Fire & Theft Lite or Comprehensive Lite Policies to new customers.

The above is a summary only for full details of cover, limits and exclusions please refer to your policy pack which was issued to you when you purchased or renewed your insurance policy. Our current policy booklet can be found here.