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My Policy Cover

What does my Car policy cover me for?

For Car Insurance Customers

 

The cover that you have chosen for your Car Insurance will be outlined in your insurance schedule that was sent to you when your policy was set up or renewed.

Below are the 2 levels of cover that 123.ie provide and a list of benefits available under each level of cover.

Sections

Third Party, Fire & Theft

Comprehensive

Legal Liability To Others

 

 

Driving of Other Cars (subject to criteria)

 

 

Accidental Damage

 

 

Fire & Theft

 

 

Windscreen Cover

 

 

Using Your Car Abroad

 

 

Personal Accident Benefits

 

 

Personal Belongings

 

 

Accident & Emergency Cover

 

 

Emergency Overnight Accommodation

 

 

Breakdown Assist

 

 

No Claims Discount - Step Back

 

 

Key Cover

 

 

Optional Extras – Available for an Extra Cost

No Claims Discount - Protected

 

 

 

Please note that 123.ie no longer offer the Third Party Fire & Theft Lite or Comprehensive Lite policies however if you are on an existing Lite policy your benefits will vary to the above. Please check your policy schedule for full details.

The above is a summary only. For full details of cover, limits and exclusions please refer to your policy pack which was issued to you when you purchased or renewed your insurance policy. Our current policy booklet can be found here.

 

 

 

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