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My Policy Cover

What does my Car policy cover me for?

For Car Insurance Customers


The cover that you have chosen for your Car Insurance will be outlined in your insurance schedule that was sent to you when your policy was set up or renewed.

Below are the 2 levels of cover that provide and a list of benefits available under each level of cover.


Third Party, Fire & Theft


Legal Liability To Others



Driving of Other Cars (subject to criteria)



Accidental Damage



Fire & Theft



Windscreen Cover



Using Your Car Abroad



Personal Accident Benefits



Personal Belongings



Accident & Emergency Cover



Emergency Overnight Accommodation



Breakdown Assist



No Claims Discount - Step Back



Key Cover



Optional Extras – Available for an Extra Cost

No Claims Discount - Protected




Please note that no longer offer the Third Party Fire & Theft Lite or Comprehensive Lite policies however if you are on an existing Lite policy your benefits will vary to the above. Please check your policy schedule for full details.

The above is a summary only. For full details of cover, limits and exclusions please refer to your policy pack which was issued to you when you purchased or renewed your insurance policy. Our current policy booklet can be found here.





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