The inpatient excess is a predetermined amount that you contribute towards the expenses incurred during your stay in a Private or High-Tech hospital. By having an inpatient excess on your policy, you can reduce costs while retaining access to Private and High-Tech hospital facilities. It's important to note that the inpatient excess is exclusively applicable to the Private and High-Tech hospital coverage on your plan; it is never applied to Public Hospital cover.
The specific inpatient excess amounts will vary depending on your chosen plan, so it's crucial to refer to the correct Table of Cover. To access this information, simply log into our Member Area. It's important to mention that all inpatient excess payments are made directly to the hospital, and you cannot seek reimbursement for this expense. The inpatient excess feature is designed to provide you with cost-effective access to private medical facilities while maintaining the quality of care you need.