My Policy Cover

Why do you need a valuation & what should it include?

For Home Insurance Customers

We require a valuation for any item that you have specified worth over €6,000 under the All Risks section.

The reason that we require the valuation is to confirm that the item is insured for the correct amount, and to ensure all documentation is on file in the event of a claim.

We must receive this valuation within 14 days of the item being added to the policy. The item is not on cover until we get the valuation into our office.

 The valuation must be:

  • Completed by a reputable valuer
  • On headed paper
  • Dated within the last 2 years
  • Show the value in euros
  • Show the name & address of the owner of the item

The name and address on the valuation matches the name and address of the policyholder, if not, we may require further information.

The value of the item as noted on the document should match the value advised at the time of the quote, otherwise there could be a difference in premium.

You should keep the original in a safe place as we may request it in the event of a claim. Just send a photograph, photocopy or scanned copy to us.

This can be sent to us by;

  • Email as a scanned document or photograph to household@123.ie
  • Post to 123.ie, RSA House, Dundrum Town Centre, Sandyford Road, Dundrum, Dublin 16

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