Better Homes, Better Savings.
Your home is your sanctuary, and probably your greatest asset, so we understand the importance of protecting not only your home, but all the memories and mementos you keep safe inside it.
When taking out Home Insurance, it’s important to make sure you that your home is covered for the full cost of rebuilding or replacing your contents at today’s prices, otherwise you risk being underinsured. If you have any questions on underinsurance, please read our guide here:
We offer 4 types of Home Insurance- for landlords, holiday homes, renters, and homeowners. Our homeowner's insurance includes 24/7 home rescue as standard, so we’ll provide help in a home emergency.
You want options? We've got you covered.
Every home is different. Choose the extras that make sense to you and your family. You can choose to add specified items, and unspecified items to your cover.
Save up to 40% on Home Insurance Online
Get up to 30% no claims bonus discount for 3+ years claims-free. Plus, get an extra 10% off your policy if you or your spouse/ common law partner have another 123.ie policy with us.
For full cover details, limits and exclusions, please refer to our Home Insurance policy booklet here.
Backed by Intact
With the backing of RSA who looks after millions of people worldwide, you can spend more time remembering the important things. And when you need us, we’ll always be there.
I.H, Limerick,
Jan 2024
“Extremely easy, clear website, and great communication via email and text message. Could not be easier.”

