Travel Insurance - What We Cover

123.ie Travel Insurance will give you peace of mind on your next holiday or trip abroad. If anything should go wrong, the team here at 123.ie is right behind you with the help you need. We offer great value travel insurance and provide a choice of four policy types with different levels of cover to choose from.

Your Trip, Your Choice
Choose from our 4 policy types:
 
  1. Single Trip policy for a single holiday or break. 
  2. Single Trip with Winter Sports if you’re planning a skiing or snowboarding holiday.
  3. Annual Multi-Trip covers you for all holidays and breaks through the year no matter how many times you travel, up to 45 days per trip.
  4. If you’re off on a long holiday or plan to be away for more than 3 months, then take out our Extended Stay policy.

We have three levels of cover:

Gold Cover

Our most comprehensive cover includes:

  • Travel delay.
  • Abandoning your trip.
  • Personal belongings.
  • Passport and Travel documents.
  • Medical & Emergency travel expenses up to €10,000,000.
  • Personal accident up to €35,000.
  • Personal liability up to €2,500,000.
  • Legal expenses.
  • And more

 

Silver Cover

Includes:

    • Medical and Emergency travel expenses up to €3,000,000.
    • Personal accident up to €15,000.
    • Personal liability up to €1,000,000.
    • Legal expenses.

 

This cover also includes additional cover for cancellation of your trip, missed departure, delayed baggage, personal money and winter sports.

Bronze Cover

Includes:

• Medical and Emergency travel expenses up to €1,000,000.
• Personal accident up to €10,000.
• Personal liability up to €1,000,000.
• Legal expenses.

     

    There are some restrictions with all of these insurance policies - you can check the policy wording here.